Privacy Policy

This is the privacy policy (“Privacy Policy”) that governs how we, Moselle Inc. or any of their subsidiaries (“Moselle”, “we”, “our” or “us”), use Personal Information (defined below) that we collect, receive and store about businesses (entities who seek or acquire, by purchase or lease, any goods, services, money, or credit for business  purposes) in connection with the use of: (i) the website moselle.io, and any other website that we operate (each, together with its sub-domains, content and services, a “Site”); and (ii) Advance Service (defined in service terms). The Site and the Service are individually and collectively referred to herein as the “Services”.

Privacy Agreement

• We will protect your information, just as carefully as we handle our own sensitive and confidential information
• We will use the data you entrust to us only for the purpose of evaluating and conducting financing transactions and making credit decisions with you (“business purpose”)
• We will safeguard your information with high-level security protocols, just as we do our own sensitive and confidential information
• We will not share your confidential information with any third parties without consent
• We will contact you only for the business purpose, and not to solicit any other product or service

Moselle respects the privacy of all visitors to the Moselle Website (“Website”). By visiting and using the Website, and/or using the services available through the Website, you acknowledge that you accept the practices and policies outlined in this privacy policy (“Privacy Policy”). Unless otherwise defined herein, capitalized words shall have the meanings assigned to such terms set forth in the Moselle Terms and Conditions, which incorporates this Privacy Policy.

What information do we collect?

We collect information that is personally identifiable such as your name, email address, mailing address, phone number(s), repayment track record,, accounting information and any other non-public information you may provide (collectively, “Personal Information”) from you when you fill out a form on the website or choose to connect a third party website or service (each a “Third Party Account”) to link your Moselle Service Account and your Third Party Account.

You may also be required to provide us with certain information about your business and personnel (collectively, “Business Information”), which may include information about yourself or your business personnel.

When you contact us by email, we collect your email address and any information contained in that email.

We may make use of log files. The information inside the log files includes internet protocol (IP) addresses, type of browser, Internet Service Provider (ISP), date/time stamp, referring/exit pages, clicked pages and any other information your browser may send to us. We may use such information to analyze trends, administer the Services, track user’s movement around the Services, and gather demographic information.

Be aware that any failure to provide requested information may preclude your business from being approved or served for Advance Services.

What do we use your information for?

Any of the information we collect from you may be used in one of the following ways:

• To evaluate and conduct a business relationship with you, including Advances and other Services
• To personalize your experience (your information helps us to better respond to your individual needs)
• To improve our website (we continually strive to improve our website based on the information and feedback we receive from you)
• To improve customer service (your information helps us to more effectively respond to your service requests and support needs)
• To send periodic promotional or information emails
• Only with your consent, to share with credit agencies or others for the purpose of understanding credit worthiness of you and other businesses like yours

The Personal Information you provide may be used to provide you with information and updates pertaining to Advances or Services you participate in, in addition to receiving occasional company news, updates, related product or service information, etc.

Note: If at any time you would like to unsubscribe from receiving future emails, phone calls or other communication from Moselle, email us and we will remove you from our distributions.

How do we protect your information?

We implement a variety of security measures to maintain the safety of your personal information. We have implemented commercially reasonable and appropriate physical, electronic and management processes and procedures to safeguard and secure any information that we collect. Although Moselle takes all precautions to safeguard any Personal Information collected, it cannot fully eliminate security risks associated with Personal Information and we cannot guarantee that unauthorized access to your information will never occur.

Do we use cookies?

Yes. Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information.

We use cookies to compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We may contract with third-party service providers to assist us in better understanding our site visitors. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business.

Do we disclose any information to outside parties?

We do not sell, trade, or otherwise transfer to outside parties any Personal Information. This does not include trusted third parties who assist us in operating our website, conducting our business, providing credit information or servicing you, so long as those parties agree to keep this information confidential. We may also release your Personal Information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. Visitor information that is not personally identifiable may be provided to other parties for marketing, advertising, or other uses.

Third party links

Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Any links to third party websites from the Website are meant for your convenience only and do not in any way signify an endorsement by Moselle of those websites, companies or content. Moselle’s Privacy Policy does not apply to these outside websites.

Your Consent

By using our site, you consent to our website’s Terms and Conditions, including this Privacy Policy.

Security

Security. The security of Personal Information is important to us. We follow generally accepted industry standards, including the use of appropriate administrative, physical and technical safeguards, to protect the Personal Information submitted to us. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security or confidentiality. If you have any questions about security on the Service, you can contact us at [email protected].

Merger, Sale or Bankruptcy

In the event that we are acquired by or merged with a third party entity, or in the event of bankruptcy or a comparable event, we reserve the right to transfer or assign Personal Information in connection with the foregoing events.

Changes to our Privacy Policy

Should we decide to change our privacy policy, we will post changes on this page. This policy was last modified on March 4, 2020.